Ozzy Scott
Well-Known Member
Resigned with FBD again as had a big claim in last 2yrs. Doubt anyone else would have entertained me yet
This was aired in the Dail or Seanad today, called double pricing or something like that from the insurance industry, box ticking to let them use your data so the compile a price they think you might pay based on previous, if you kick they will then drop the price.Had the farm , house and car with FBD for 25 yrs plus . I never actually tried anyone else for a quote but told them I did last year and got a trailer insured thrown in and 130 off.
This year , a lad whom I didn't know and had never met , rang me a week odd before renewal , asking me if I wanted the rep to call. I had a funeral in the UK , and it didn't suit. I tried to contact them , put through to a call centre in Mullingar .
I had been talking to a Zurich rep at the ploughing. He contacted me around that time , called out , and went through the FBD documents . Between hopping and trotting, ended up with a quote of €581 less , and increased cover . I decided to go with them. On the last day of cover with FBD , I had 4 phone calls from them , 1 st lad wasnt in a position to give me a figure , just wanted me to renew at figure sent out . I said I wouldn't take it . The next said they were short staffed they would extend cover over the weekend , it was a Friday. And they'd come back to me then . The last person , whom I have dealt with numerous times , pleaded with me , and I felt bad letting her down ,but it was my money , and I felt that they were taking me for granted.
I had the mobile number of the Zurich rep , could ring him anytime , compared to getting a call centre from FBD
I passed the FBD office in Portlaoise today, and saw a row of empty booths , which were often full and possibly a person or two waiting as well.
Alot of axa workers are ex fbd. The fbd guy that was out with us earlier in the year said the one in charge was massaging the figures to make fbd profits look better than they were, and said she'd probably move on before she was found out as it wasn't possible to sustain it because they were loosing alot of business.Had the farm , house and car with FBD for 25 yrs plus . I never actually tried anyone else for a quote but told them I did last year and got a trailer insured thrown in and 130 off.
This year , a lad whom I didn't know and had never met , rang me a week odd before renewal , asking me if I wanted the rep to call. I had a funeral in the UK , and it didn't suit. I tried to contact them , put through to a call centre in Mullingar .
I had been talking to a Zurich rep at the ploughing. He contacted me around that time , called out , and went through the FBD documents . Between hopping and trotting, ended up with a quote of €581 less , and increased cover . I decided to go with them. On the last day of cover with FBD , I had 4 phone calls from them , 1 st lad wasnt in a position to give me a figure , just wanted me to renew at figure sent out . I said I wouldn't take it . The next said they were short staffed they would extend cover over the weekend , it was a Friday. And they'd come back to me then . The last person , whom I have dealt with numerous times , pleaded with me , and I felt bad letting her down ,but it was my money , and I felt that they were taking me for granted.
I had the mobile number of the Zurich rep , could ring him anytime , compared to getting a call centre from FBD
I passed the FBD office in Portlaoise today, and saw a row of empty booths , which were often full and possibly a person or two waiting as well.
Alot of axa workers are ex fbd. The fbd guy that was out with us earlier in the year said the one in charge was massaging the figures to make fbd profits look better than they were, and said she'd probably move on before she was found out as it wasn't possible to sustain it because they were loosing alot of business.
What happened last week? She's announced she's leaving. He was bang on.
Do they not have a limit of the number of drivers that can drive it?, I think we had to got open drive for that reason.FBD are gone way off the mark these days. Jeep insurance up from €650 to €1350.
It's open drive. Would it be better to just name the 3 or 4 people that drive it?
Anyone recommend an alternative insurer?
Zurich
No issue with proposer and 3 named drivers anyway.Do they not have a limit of the number of drivers that can drive it?, I think we had to got open drive for that reason.
What type of cover, comprehensive ?, usually covers full licence holders 25-70 years old.Just off the phone to them. Half the price
Yes. Fully comp. Ncb protected. I'm pretty sure he said its 27 to 70 years old.What type of cover, comprehensive ?, usually covers full licence holders 25-70 years old.
You'd have to wonder where FBD are getting their rates from after a bumper year last year, I see they are refusing to pay a dividend to shareholders.Yes. Fully comp. Ncb protected. I'm pretty sure he said its 27 to 70 years old.
The lad from Zurich said at the start that he did not believe he could better fbd but would try. When I told him what fbd were charging, he was shocked.You'd have to wonder where FBD are getting their rates from after a bumper year last year, I see they are refusing to pay a dividend to shareholders.
I cant see any company paying a dividend in the next 24 months. I wouldn't be advising anyone to... not that it excuses the premium rates but dividend and share in general are going to take some hit for a while to comeYou'd have to wonder where FBD are getting their rates from after a bumper year last year, I see they are refusing to pay a dividend to shareholders.
Yes. Fully comp. Ncb protected. I'm pretty sure he said its 27 to 70 years old.
FBD are gone way off the mark these days. Jeep insurance up from €650 to €1350.
It's open drive. Would it be better to just name the 3 or 4 people that drive it?
Anyone recommend an alternative insurer?
You'd have to wonder where FBD are getting their rates from after a bumper year last year, I see they are refusing to pay a dividend to shareholders.